When you are considering quick loan, then getting the loan takes away any quickness you had in the process. With the check loans, you would again need to visit the bank to turn it into cash, which then can be used by you. Even if you had got the loan in a quick process, visiting the bank and then standing in the queue to get it cashed in might kill the time that you had thought you have been able to save. To solve such a problem, just get the cash payday loans. This are same as any other payday loan, just you get your amount in cash form.